About

Tuesday, July 3, 2012

How To Apply For RCBC MyWallet Visa Card and Verify Paypal



Most of us are having problem in verifying our Paypal accounts because of the long process it takes. Some methods require us to wait for weeks and even prepare lots of documents. The good thing is there is already a fast and reliable way to verify your Paypal account here in the Philippines. In this post I will share my own experience on how I verified my Paypal account using RCBC MyWallet Visa Card.


RCBC MyWallet Visa Card is a reloadable debit card that you can use to pay in stores, send and receive money or pay your bills. You can only spend how much you loaded in your card so you don't have to worry from overspending. It comes in different types, there is a Mercury Drug card and mine is a black card, I don't know what is the difference. For more information about RCBC MyWallet Visa Card visit this page - RCBC MyWallet Visa Card FAQ.


How to apply for RCBC MyWallet Visa Card?


Step 1. First you need to prepare one valid photo-bearing identification card. In my case I used a Postal ID. Here is a list of valid IDs you can use:


  • Passport
  • Driver's License
  • Professional Regulations Commission (PRC) ID
  • National Bureau of Investigation (NBI) clearance
  • Police Clearance
  • Postal ID
  • Voter's ID
  • Barangay Certification
  • Government Services and Insurance System (GSIS) e-Card
  • Social Security System (SSS) Card
  • Philhealth Card
  • Senior Citizen Card
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman's Book
  • Alien Certification of Registration / Immigrant Certificate of Registration
  • Government Office ID (e.g. Armed Forces of the Philippines)
  • Home Development Mutual fund (HDMF) ID
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Company IDs issued by government-owned companies
  • Tax Identification (TIN) Card
  • Other valid IDs issued by the Government and its instrumentalities



Step 2. If you already have a valid ID you can now visit an RCBC branch near you. Tell them that you are applying for an RCBC MyWallet Visa Card and fill-up all the necessary forms that they will give you. Just a tip from my experience, don't forget to give them your e-mail address and tell them to enter it in their database. This will be needed in the next steps.

Step 3. Deposit an amount not lower than Php120.00. You will need this for the required initial load and also for the Paypal verification fee which is about Php100.00 that will be deducted from your account upon activation. Don't worry, Paypal will refund this amount after successful verification of your account.

Step 4. Wait for the card, you will receive the card immediately, you don't have to wait for days or weeks like in EON Debit Card of Union Bank. After receiving the card wait for an hour for it to get activated by their system. To know if your card is already active try to use it in an ATM. You can also check it online using this website - Bancnet Online -RCBC.



How to Verify Paypal Using RCBC MyWallet Visa Card?


Step 1. Login to your Paypal account.
Step 2. Click on Add Debit/Credit card.
Step 3. Fill-up the form. Double check all the information you enter and make sure that the address is the same with the one you used in your RCBC account.

  • Card type - select VISA
  • Card Expiry - At the front of the card where it says" Expires End"
  • Card Security Code - 3 digit number found at the back of the card
  • Card Number - 16 digit number found at the front of the card

Step 4. Save and continue. Paypal will deduct an amount and send a code in your RCBC account. That is a 4-digit EXPUSE (expande use) code which you will need to finally verify your account.
Step 5. To get the EXPUSE you have to e-mail RCBC and request for it. Make sure to include these informations in your e-mail:


  • Your full name 
  • Your 16-digit card number 
  • Your issuing branch
  • Your date of birth 
  • Your telephone/mobile phone number
  • Your ddress
  • The date you link your card 
  • The e-mail address I told you to tell RCBC to enter in their database.

Send it to  customercontact@rcbc.com.
Step 6. Now wait for their reply to get your EXPUSE code. Mine takes 12 hours before they replied.
Step 7. When you receive your EXPUSE you need to login to your Paypal account again to finish the verification process. Just enter the EXPUSE code and your done. You now have a verified Paypal account.


How to add RCBC as your bank in Paypal?


Withdrawing your funds to your bank account instead of withdrawing directly to your card is a lot more cheaper. It will only cost Php50.00 and free if you withdraw above Php7,000.00 so you may want to add your RCBC bank account in your paypal account. RCBC will also deduct Php10.00 for every successful Paypal transfer. To do this follow these simple steps:

1. Login to your Paypal account.
2. Click Add/Edit Bank.
3. Fill-up the form, double check to make sure it is correct.
4. For the bank code enter this, 010280014. Visit this link for a complete list of Paypal bank codes in the Philippines.
5. Save it and your done. You now have added your bank account in your Paypal account.


Thank you for taking your time in reading this guide on how to verify Paypal using RCBC MyWallet Visa Card. May this guide help you., good luck in verifying your Paypal account.

92 comments:

  1. I've got error because of this "Your credit card has not been added because we could not verify the 3-digit verification number for your card. This number is a 3-digit number printed on the back of your card. It appears after and to the right of your credit card number. Please check the number you entered and try adding this card again. Please refer to the automatic email we have sent to assist you. This may be because your bank does not support this action.

    ReplyDelete
    Replies
    1. Are you sure you entered the correct numbers?
      It's at the back of the card, 3-digits at the right side.

      Delete
    2. I got the same errors and i don't know why. I entered the correct security code which was located at the back of my MyWallet Visa. I'm sure it is the correct security code because it is the ONLY 3-digit code at the back of my card. what will I do ? :(

      Delete
    3. This comment has been removed by the author.

      Delete
    4. Hello,

      With regards to the complaints about the 3-digit number, I have the same problem too. I did make sure to type the numbers correctly. And I did it many times. But still it is not working. I cannot shop online, upgrade my games and I cannot even buy books because of that. I hope you will not disregard this message. I badly need your help. I will wait for your response in my email (written below) regarding this matter.

      Thank you.

      Regards,

      Charmyn T. Tan
      charmyntan@yahoo.com

      Delete
    5. You can use SMART MONEY CARD in purchasing items online :)

      Delete
  2. yup! it's okay now,... after I sign my signature at the back before the 3 digit number.

    ReplyDelete
    Replies
    1. I'm applying to Paypal! having the same prob.
      ?? All i need to do is sign the back before the 3 digits then it will not going to error again?

      Delete
  3. Have you tried to withdraw paypal fund to RCBC MYWALLET VISA?what option did you choose,withdraw to card or withdraw to bank accoun?

    ReplyDelete
  4. I have not tried, but sure withdraw funds to your bank because only 50 pesos charge if less than 7,000.

    I wonder what to input on the bank name required field... is it Rizal Commercial Banking Corporation, RCBC or this one -> RCBC myWallet Visa Card

    ReplyDelete
  5. Withdraw using your bank account because it is cheaper. In my case I just used Rizal Commercial Banking Corporation in the bank name field. It usually takes 4-7 days before my funds reach my bank account.

    ReplyDelete
  6. I just want to ask, Mr. Admin, Is it still 4-7 working days to reach the money that you transfer from Paypal to the card that you linked (rcbc account)? 'cause, I did transfer a money from Paypal to the link card but still no money in that account. I transferred it last September 5.

    Thank you.

    ReplyDelete
    Replies
    1. Transferring money from Paypal to RCBC is taking too long now. It takes more than a week before the money reach my bank account. I e-mailed them last time and asked them what is taking them too long to process Paypal withdrawals because with other banks it only takes 3 days but they didn't answered my question. After I e-mailed them I made a withdrawal from Paypal again and it took 5 business days before it reached my account. Last week I made a withdrawal again, I will update you of how long it will take again. Now I am thinking of openning an account in other bank because I am not satisfied with RCBC Mywallet Visa Card.

      Delete
  7. I got my paypal withdraw process completed but when I check my account I still have not receive my money yet, I applied for withdrwal last friday sept.14 and got this completed today or yesterday, is that normal? today is d 4th day from my withdrawal day will the day counting include weekend? any comment & help will do. thanks

    ReplyDelete
    Replies
    1. The completed status in Paypal doesn't mean that you already received your funds. It means that they are finished processing it in their part. You will now have to wait for RCBC to finish processing it. Weekends and holidays are not included. You may receive it on Friday or next week.

      Delete
  8. i add rcbc as bank account in my paypal.. and i widraw my paypal funds to rcbc. saturday paypal status is complete.. but till now ther is no credit to my rcbc my wallet visa card. how long it would take to see my money to my card?

    ReplyDelete
    Replies
    1. Weekends are not counted. Expect it to be there tomorrow or on friday.

      Delete
    2. Hi, wanna ask a question. I deposited P300 pesos to my RCBC My wallet (to purchase something sana). and ka-ka apply ko lang din nun, the other day yun. tapos it took 3days para makuha ko na yung card.
      Now i checked my Mywallet visa card wla pa ring laman,and i want to link this too to my paypal. then paypal says "im sorry your account does not exist"

      Delete
  9. hi. for those who were already able to get their m0ney from paypal using rcbc, did u hav an0ther rcbc bank acct that u added? or just the mywallet visa? did u link the mywallet visa as a bank acct after verifying? is that possible?

    ReplyDelete
    Replies
    1. Yes you can add your RCBC bank account and that is what I use to withdraw my funds. Read the instruction above on how to add RCBC as your bank account in Paypal.

      Delete
  10. Thanks for the info.. but what if i don't have other RCBC regular savings account? I only have the RCBC My Wallet Visa card. can I add it as a bank account too? because if I withdraw from it, it will charge me 250 for charge... and takes 5-7 business days. since it is a credit/debit card. paypal fees for credit/debit card is not 50php.. i think that's only if you withdraw using a bank account and I don't know if this RCBC MyWallet Visa is accepted as a Bank account...

    ReplyDelete
    Replies
    1. Yes you can add your Mywallet as your bank account. It acts as your savings bank account which you can link in your Paypal account. You don't have to open other RCBC bank accounts, just use your Mywallet. When you linked your Mywallet as your bank account you can use it to withdraw your Paypal funds. The withdrawal fee is P60, P50 from Paypal and P10 from RCBC.

      Delete
  11. Ano po ba ang ilalagay sa account name sa add as a bank sa Paypal? broarnoldmartin1998@yahoo.com

    ReplyDelete
  12. Can I use other account to withdraw my balance in paypal even if it's not VISA or MasterCard? like LBP.

    ReplyDelete
  13. Hi tanong ko lang po, nag withdraw ako from paypal to rcbc my wallet pero na denied yung withdrawal, i wonder why na denied? verified na naman po yung paypal account ko I checked my account number and othe info correct naman po. na noticed ko lang ang billing address ay hindi kaparehas dun sa nilagay ko sa rcbc kaya pinalitan ko..YUN kaya ang possible na dahilan kung bakit na denied yung first withdrawal ko? takot na kasi ako mag withdraw uli baka magcharge na naman ng 250 sayang yung return fee.

    ReplyDelete
  14. "Expiry date is invalid. Please correct it and try again." i got this error every time I add my card to my paypal account. I am 100% sure that i've been entering the right date.

    somebody HELP me!!

    ReplyDelete
  15. Hello how to apply RCBC savings account wallet card?

    ReplyDelete
  16. Got an error. It says--Your credit card has not been added because we could not verify the 3-digit verification number for your card. This number is a 3-digit number printed on the back of your card. It appears after and to the right of your credit card number. Please check the number you entered and try adding this card again. Please refer to the automatic email we have sent to assist you. This may be because your bank does not support this action.

    I'm very sure I typed the correct 3 digit code for rcbc card. It's Mercury Drug type.

    Please help.

    ReplyDelete
  17. It seems that some people are having trouble in using RCBC MyWallet to verify Paypal because of the 3-digit code issue. You better contact RCBC for help.

    ReplyDelete
  18. hello! tanong ko lng po if up to 3 times lang pwede i add ung card dun sa paypal.. because im also having an issue regarding dun sa 3 digit code adn the try ko na cia ng 2 times.. so kapag ba nag error na ulit cia mabloblock na nila ung card?

    thanks!

    ReplyDelete
    Replies
    1. Wala naman yatang nakalagay sa Paypal na 3 times lang, maliban na lang kung may nabasa ka dun malamang hanggang 3 times lang.

      Delete
  19. ahh.. thanks po :) panu po ba mag add ng pera dun sa paypal? bale kung ano ung nakalagay na pera sa rcbc mywallet yun na din ung pera mo sa paypal?

    ReplyDelete
  20. Hello po, maraming salamat sa Info.

    Is it same procedure in all branches? Dala lang ng ID wala na need ng kahit anong documents/xerox copies?

    Tsaka just like what acuriechie asked, Paano mag fund sa Paypal? Gagamitin ko kasi pambayad, is the fund in mywallet same or mag top-up/transfer pa?

    Thanks.

    ReplyDelete
  21. Hello! I only have RCBC Instant Credit card not RCBC MYWALLET VISA Card. Is that okay? Pwede naba yun para magamit sa PayPal? :)

    ReplyDelete
  22. Good day admin,

    i would like to ask, if mag withdraw ako from Paypal to RCBC Card magkanu and cost? like what you said mas mura nga pag nasa bank account diba? magkanu naman pag direct sa card?

    thanks for a very helpfull information that you give.

    ReplyDelete
  23. Good day admin. Can I add funds using myWallet Visa Card in paypal. Thanks.

    ReplyDelete
  24. Meron ako nitong RCBC my wallet . Pero di ko alam gamitin . Parang ATM din po ba ito ??

    ReplyDelete
  25. When i am about to verify my mywallet visa and hit continue ito ang lalabas:
    "The Card Verification System used by PayPal is currently unavailable. Please try to add your card at a later time. We apologize for this inconvenience." first try ko last march 31 yan ang lumabas ngaun yan parin after 4 days.

    ReplyDelete
    Replies
    1. igot the same problem right now...it the same thing though....ilan beses kuna inulit ulit but it doesnt work..

      Delete
  26. sir kulang ata yung guide mo using rcbc as bank account for paypal withdraw, ang lagay is bank code, e ano po ilalagay sa account number?

    ReplyDelete
  27. Bakit po ganito.....after I add mywallet RCBC I hit the continue lumabas ang The Card Verification System used by PayPal is currently unavailable. Please try to add your card at a later time. We apologize for this inconvenience. bakit po ganito........???

    ReplyDelete
  28. Bakit d2 sa amin sa Biñan Laguna1 week pa daw bago ma activate 3 days na ngayon try ko di pa rin talaga activated depende ba yun sa lugar?

    ReplyDelete
    Replies
    1. saglit lang talaga ang activation nyan. ewan ko lang kung bakit ganyan sa inyo. dito samin sa tayug, pangasinan afternoon na activate na at nakuha ko na din. palakasan rin ata yan eh haha

      Delete
  29. Same problem din sakin "The Card Verification System used by PayPal is currently unavailable. Please try to add your card at a later time. We apologize for this inconvenience." sa nkaranas nito naresolve nio naba?

    ReplyDelete
  30. Guys ask ko lang kung 100 lang ba ibabawas sa card ko kung mag verify ako sa paypal baka kasi magkulang at hindi ko ma verify kasi pinag open ko is 110.no other amounts.


    carloboadoofficial@gmail.com

    ReplyDelete
    Replies
    1. yup!...wala naman talagang mababawas kasi irerefund din naman ng paypal yong Php100 if you are already verified.

      Delete
  31. nice step by step tut, my paypal account is already verified...tnx a lot!

    ReplyDelete
  32. Sir ask ko lang :) yung tungkol sa dadalin kong exact money kapag nag punta ako sa RCBC, all in all with the card is 120 ? or may bayad pa po kase po sa ibang bank ung card is worth 50 - 100php na agad tapos yung initial deposit pa. So sana masagot po to ASAP hehe bukas po kase balak ko na mag open xD

    ReplyDelete
    Replies
    1. in my case here in davao city main branch they only ask for Php100 including the card...to make it sure i put Php200 and it was confirmed that paypal deducted 1h only and refunded asap when your bank account verified by paypal...just follow the step by step tutorial here...it was perfect!...thanks admin for the big help...more power!

      Delete
    2. wildberry..i am confused about this black visa..do i have to put money on my black visa card?so it will verified?please let me know thnx...

      Delete
  33. yo, im just asking,
    but so far ive checked with them recently and they said that the processing fee is now P 150 but other than that, does most of this info still work if i apply for a card now.

    ReplyDelete
  34. Can I also get the 4-digit EXPUSE (expande use) code in Online Banking...,?

    ReplyDelete
  35. how to reactivate my rcbc my wallet?

    ReplyDelete
  36. pwede ko rin ba iwithdraw ang paypal ko to credit card using mywalllet?

    ReplyDelete
  37. bat ang tagal magreply ng rcbc just to get my expuse code? i already registered it nun june 28, 2013 6pm nang gabi which is friday. saturday na ngayon. kasama ba ang weekends or i'll wait nalang sa monday bago nila isend sa email ko ung expuse code?

    ReplyDelete
  38. hello poh ask koh lng if ung my wallet poh bah pwdeng gamitin as credit card?...luk ung mag credit kah ng mga groceries at iba pah..hank u poh.....

    ReplyDelete
  39. loloadan yan sis
    please refer mo dito
    http://goo.gl/DddMn

    ReplyDelete
  40. hi. pwd dn b gamitin yan kapag may magpapadala ng pera sau? gaya ng s smartmoney at gcash?

    ReplyDelete
  41. hi! where to find my account number on card? i dont know where to find,,i almost forgot it..


    thanks..

    ReplyDelete
    Replies
    1. It is the 16-digit number in front of the card.

      Delete
  42. hi sir tanong lang po pwede bang mag link ng multiple paypal acct isang rcbc mywallet. In my case meron akong dalawang paypal acct. pareho pong my active ang gusto ko lang malaman kung pwede kong ilink yung dalawang acct. using 1 mywallet. isa pa po, pano po kung 1 paypal per 1 mywallet ang kailangan pwede po bng magbukas ng isa pang mywallet with the same name and information. sana po masagot, salamat..

    ReplyDelete
    Replies
    1. 1 account per card lang po sa Paypal, I think hindi rin pwede multiple account sa RCBC pero try mo na din mag inquire sa kanila.

      Delete
  43. meron din ako problema sa black visa ko sa RCBC. ayaw tangapin ng paypal sabi unavailable daw sya lagi ganon ..ano ba dapat kong gawin admin pls help me naman.. thank you

    ReplyDelete
  44. antagal dumating yung email galing sa rcbc, almost 2weeks na wala parin. tinawan ko na costumer hotline tpos sbi nila pinaprocess na daw nila ung mail tpos isesend na sa account ko, check ko nlng maya hapon, pero until now wla parin.

    ReplyDelete
  45. hi!
    pwede po bang ibang bank acct. mag withdraw like
    bdo?
    mas cheaper po ba pag rcbc o pareho lang din sa ibang bangko?
    salamat!

    ReplyDelete
  46. Thank you admin, your blog is a big help. My Paypal has verified, RCBC send the EXPUSE definitely 12Hours after you e-mail them the information that they need. I follow the above instructions and it works. THUMBS UP!

    ReplyDelete
  47. Hi! Wala po kse ako rcbc mywallet but i have a rcbc savings account. Can i link that to paypal instead? Thanks!

    ReplyDelete
  48. JUST WAIT 5-7 DAYS BEFORE USING IT ONLINE OR LINKING IT TO PAYPAL OR ANY E-WALLET...

    ReplyDelete
  49. I am very enjoyed for this blog. I feel strongly about it and love learning more on this topic. If possible, as you gain expertise, would you mind updating your blog with more information? It is extremely helpful for me
    Get credit monitoring service and credit score monitoring winning best credit report monitoring service gives you unlimited access to all 3 reports and scores VISIT HERE http://www.bestcreditreports.com/

    ReplyDelete
  50. tagal nila esend ang expuse code.. kilangan ko na talaga

    ReplyDelete
  51. I am very enjoyed for this blog. I feel strongly about it and love learning more on this topic. If possible, as you gain expertise, would you mind updating your blog with more information? It is extremely helpful for me
    Get credit monitoring service and credit score monitoring winning best credit report monitoring service gives you unlimited access to all 3 reports and scores VISIT HERE http://www.bestcreditreports.com/

    ReplyDelete
  52. Good day! anu poh ang gagawin pag gnito ang rply ng paypal? "You recently tried to pay with PayPal but the transaction was declined because your debit/credit card provider did not allow it to go through. " then bumawas na ung 100 sa account. tnx

    ReplyDelete
  53. i just applied my rbc mywallet visa card and at the moment its already verified but everytime i tried my visa card to add to my paypal here it says"The bank that issued your card didn't approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue. im confused :( pls help me

    ReplyDelete
  54. but that eror was thesame when i use diferent email when i applied at the rcbc and when i signed up here but i have fixed it already but when i tried to add the visa card it gets same error :( please tell em what to do, my rcbc wallet visa card when i checked it its zero balance, do i need to deposit an amount?

    ReplyDelete
    Replies
    1. Hi, Jacqueline Godoyo

      Have you fixed that Problem? I've got the same problem as yours, my account goes to Zero after that Paypal Process but I wasn't able to verify my account yet.

      Can you help me in this?

      Thanks.

      Delete
  55. Ang galing mo. Kung sino ka man. Problemado ako sa pagtransfer ko na pera from PayPal to BPI. Hindi pla dapat BPI ang ginamit. RCBC nga pla tlga. Thanks. Kumpleto yung details na nilagay mo dito sa post mo. - Dev of Outsourcing SEO Philippines

    ReplyDelete
  56. The e-mail address I told you to tell RCBC to enter in their database anu pong e-mail ilalagay ko? kase di ko po nagetx ito

    ReplyDelete
    Replies
    1. Yung email, na sinulat mo sa form. Dapad kung anong sinulat mo sa form nung nag apply ka ng card mo dapat ganun din ang email mo para sa paypal mo.

      Delete
  57. tsaka magrereply naman po ba yung RCBC sa e-mail add ko?

    ReplyDelete
  58. ellow...so we need first to be verified before transfering to bank?

    join the group>>>>www.facebook.com/groups/generatemoneyfaster
    please like the page>>>www.facebook.com/generatemoneyfaster

    ReplyDelete
  59. hi tanong q lang ung card number ba sa rcbc mercury mywallet card ayun din ba ang ilalagay sa bank account number ..

    ReplyDelete
  60. Hi admin,

    you said that RCBC Mywallet acts as a savings bank account and a checking account at the same time which means I can use mywallet as a bank account. So, I was wondering what to put in the account number field when adding my bank account. Is it the same as the 16-digit card number on the front of the RCBC Mywallet card?

    ReplyDelete
  61. This comment has been removed by the author.

    ReplyDelete
  62. Hi. I just wanna ask, which RCBC branch did you apply at for your RCBC MyWallet Visa Card? I hope to get the card right away so I wouldn't have to go there again just for the pick-up.

    ReplyDelete
  63. Hi admin, can I send funds to my Paypal using RCBC MyWallet Visa card? I want to add funds from my Paypal account using my debit card.

    ReplyDelete
  64. This comment has been removed by the author.

    ReplyDelete
  65. After I fill up all the information and click "Add Card", its ang ERROR. It says "The bank that issued your card didn't approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue."

    ReplyDelete
  66. My ongoing battle with RCBC using myWallet Visa.
    https://www.facebook.com/notes/arvelie-lumba/ranting-about-rcbcs-horrible-customer-service/10153020281604298

    ReplyDelete